- What is the timeline for a cash home sale?
- Most of our sellers close in as little as 7 days from the date they accept our cash offer, though the typical timeline is 14-21 days. This allows time for standard title work, document preparation, and closing coordination. If you need more time to find a new place, finish a school year, or coordinate a move, we work entirely with your schedule — you choose the closing date. Our team handles all the logistics including title searches, paperwork, and coordination with the closing company. Unlike traditional home sales that average 45-90 days on market plus 30-45 days to close (National Association of Realtors, 2025), our cash process eliminates bank approvals, appraisals, and financing contingencies that cause delays. For urgent situations like foreclosure deadlines or job relocations, we can expedite closing to as little as 7 days. We serve homeowners across Indiana, Ohio, Wisconsin, Tennessee, and Georgia.
- Can I sell a house that needs major repairs?
- No repairs or cleanup are needed — we buy houses in any condition, period. Whether the home has a leaking roof, outdated electrical systems, foundation cracks, mold, fire damage, water damage, or is simply cosmetically outdated, we still make a fair cash offer. You do not need to paint, stage, clean, or fix anything before selling to us. We also purchase homes with code violations, unpermitted additions, and properties that would fail a traditional home inspection. Many of our sellers across Indiana, Ohio, Wisconsin, Tennessee, and Georgia tell us this is the biggest relief — no spending thousands on repairs just to list the house. Leave the property exactly as it is, take what you want to keep, and we handle everything else after closing including any needed remediation or renovation.
- Are there any fees, commissions, or closing costs?
- Zero fees, zero commissions, and zero closing costs to you as the seller. Unlike traditional real estate agents who charge 5-6% commission (per NAR data) and sellers who typically pay 2-3% in closing costs, we charge nothing. We cover all standard closing costs including title insurance, escrow fees, transfer taxes, and recording fees. The cash offer amount you receive from us is exactly what you walk away with at closing — no deductions, no hidden fees, and no surprises. On a $200,000 home, this saves you approximately $14,000-$18,000 compared to a traditional agent sale where commissions and closing costs significantly reduce your net proceeds. This full-price guarantee is part of our commitment to honest, transparent transactions across all five states we serve in Indiana, Ohio, Wisconsin, Tennessee, and Georgia. This straightforward pricing model is one of the main reasons homeowners in financial hardship, foreclosure, or time-sensitive situations choose to work with us over traditional agents.
- What if I'm in foreclosure or behind on payments?
- We can still help, and time is on your side if you act quickly. Our team specializes in purchasing homes before the foreclosure auction date, which allows you to avoid the severe credit damage of a completed foreclosure — an event that can lower your credit score by 100-160 points (FICO) and affect your ability to buy a home for up to 7 years per federal lending guidelines. We work directly with your lender and the title company to ensure a clean closing that pays off your remaining mortgage balance. Any equity above what you owe goes directly to you. We can close in as little as 7 days for urgent foreclosure situations. The earlier you reach out, the more options we have — even if you have already received a notice of default or a sheriff sale date has been scheduled.
- Do you work with inherited properties or probate cases?
- Yes, we regularly buy inherited homes even if the property is still going through the probate process. Inheriting a house comes with unexpected costs — property taxes, insurance, maintenance, and potential liability — especially when the home is in another state or needs significant repairs that you may not want to invest in. We work directly with your probate attorney (or can recommend one) to ensure the sale complies with local court requirements in your jurisdiction. Our team handles all coordination with the title company and manages closing logistics from start to finish. Whether you are the sole heir or one of multiple beneficiaries who need to split proceeds, we structure our offer and the closing process to be straightforward for everyone involved. We buy inherited homes in any condition across Indiana, Ohio, Wisconsin, Tennessee, and Georgia.
- What areas do you buy houses in?
- We buy houses across five states with dedicated local teams who understand each market and its unique closing requirements. In Indiana, we serve Indianapolis, Fort Wayne, Evansville, South Bend, and 17 more cities across the Hoosier State. In Ohio, we cover Columbus, Cleveland, Cincinnati, Toledo, and 17 more cities throughout the Buckeye State. In Wisconsin, we operate in Milwaukee, Madison, Green Bay, and 18 more communities. In Tennessee, we serve Memphis, Nashville, Knoxville, Chattanooga, and 16 more cities across the Volunteer State. In Georgia, we buy homes in Atlanta, Savannah, Augusta, and 17 more cities across the Peach State. In total, we serve over 100 cities across these five states. If you do not see your specific city listed, contact us anyway — we may still be able to help depending on your location and property details.
- Can I still sell if my house is in bad shape or has code violations?
- Yes, this is one of the situations we handle most frequently. We specialize in buying distressed homes including those with structural issues, roof damage, mold, foundation problems, water damage, fire damage, unpermitted additions, or active city code violations. Many of these issues would prevent a traditional sale entirely or require tens of thousands of dollars in repairs before a financed buyer could qualify for a mortgage. We buy as-is — no inspections to pass, no repair negotiations, and no appraisal requirements. We handle any needed remediation, code compliance work, or full renovation after closing at our own expense. Our extensive experience with distressed properties across Indiana, Ohio, Wisconsin, Tennessee, and Georgia means we can accurately evaluate homes that other buyers and traditional agents walk away from.
- How do I know I can trust your company?
- Premium Cash Buyers maintains 5-star ratings and has helped over 100 homeowners sell in the past 12 months across Indiana, Ohio, Wisconsin, Tennessee, and Georgia. We prioritize transparency in every transaction — our written offers include a clear breakdown showing exactly how we arrived at our number, including comparable sales data and our property repair estimates. We are BBB accredited and Trustpilot rated, and we encourage you to check our reviews on Google before making any decision. We also provide proof of funds upon request so you know we have the cash to close on time. Our team assigns a dedicated point of contact to every seller who stays with you from first conversation through closing day. If you find a better offer elsewhere, we genuinely encourage you to take it — we believe in earning your trust through fair dealing, not pressure.
- What happens after I accept the cash offer?
- Once you accept our offer, we immediately open escrow with a reputable local title company and begin handling all paperwork, title searches, lien resolution, and closing logistics on your behalf. You choose the closing date — as early as 7 days or as far out as several months if you need time to plan your next move. During this period, you do not need to do anything except sign the closing documents when the time comes. Most sellers receive their full cash payment within 7-14 days of acceptance via wire transfer or cashier check at the closing table. The entire process is straightforward — no bank approvals to wait for, no appraisal contingencies that could change the agreed price, and no last-minute financing denials that could collapse the deal. Our closing rate on accepted offers across all five states is over 98%.
- What types of homes do you buy?
- We buy virtually every type of residential property: single-family homes, townhouses, condos, duplexes, multi-family buildings, manufactured homes, and even vacant land or lots. The property can be in any condition — whether it is tenant-occupied, inherited, vacant, fire-damaged, water-damaged, hoarded, or simply unwanted. We also purchase homes with existing mortgages, tax liens, code violations, title complications, and properties in probate. Our team has deep experience with every property situation across Indiana, Ohio, Wisconsin, Tennessee, and Georgia, including unique cases that traditional buyers and agents cannot handle. If you are unsure whether we would be interested in your specific property, the fastest way to find out is to submit your details through our online form or call us directly at (901) 910-0101 — there is no cost or obligation to get an answer.
- Is there any obligation if I request an offer?
- None at all. Getting a cash offer from Premium Cash Buyers is completely free and comes with zero pressure or obligation at any stage of the process. We present our written offer with a full breakdown of how we calculated the amount based on comparable sales and property condition, and you take as much time as you need to consider it — days, weeks, or even months. There is no expiration date that forces a rushed decision. If you decide not to proceed, simply let us know and we close your file with no penalty, no fees, and no awkward follow-up calls. Many of our sellers use our offer as a comparison point when evaluating their options, including traditional agent listings. We are confident enough in the fairness of our offers that we genuinely welcome the comparison.
- Can you work with my timeline if I am not ready to move yet?
- Yes, we are completely flexible on timing — you choose the closing date that works best for your specific situation. Whether you need to close in a week because of a foreclosure deadline or urgent relocation, or you need several months to find a new home, finish a school year, or coordinate logistics with family members, we build the entire timeline around you. Some sellers accept our offer and then choose a closing date 60-90 days out to give themselves time to plan their next step without financial pressure. During that period, you can continue living in the home. We also offer rent-back arrangements in certain situations where you need extra time in the property after closing. Our goal is to make the transition as smooth and stress-free as possible, entirely on your schedule.