Who we are
Premium Cash Buyers is the trade name for Grand Capital, LLC, a real estate investment company that purchases residential properties directly from owners for cash. We are not a licensed real estate brokerage and we do not list or market properties on your behalf. When you engage us, you are selling your home to a direct buyer, not hiring an agent. Our business is acquiring homes for our own portfolio, or on occasion for affiliated investment entities.
Proof of funds
We purchase properties using a combination of company capital and private lending. Proof of funds documentation from our capital partner or bank is available on request before you sign a purchase agreement. If you would like to see proof of funds, email info@premiumcashbuyers.com and we will send it within one business day.
Earnest money deposit
Once you accept our written offer, we deposit earnest money with the title company or closing attorney handling your transaction. Our standard earnest money deposit is $2,500, though the amount can be adjusted by mutual agreement based on price and timeline. The earnest money is applied toward your sale proceeds at closing. If we fail to close on the agreed date for any reason not caused by you or a title defect, the earnest money is released to you.
Assignment of contract
Our purchase agreements allow us to assign the contract to an affiliated investment entity prior to closing. This is standard practice in direct cash purchases and does not change your sale price, timeline, or closing terms. The entity that appears on your final settlement statement may be a subsidiary or co-investor of Grand Capital, LLC rather than Premium Cash Buyers itself. In all cases the contract terms you signed remain in force and we remain accountable for the transaction.
Condition of property — as-is purchase
We buy properties strictly as-is. We do not require repairs, cleaning, or staging before closing. You are not obligated to disclose cosmetic defects, though you must disclose any material latent defects or environmental hazards known to you, as required by your state's seller disclosure statute.
No fees, commissions, or closing costs
Sellers who close with Premium Cash Buyers pay no real estate commission, no listing fee, and no closing costs. The amount we quote in your offer letter is the amount you receive at closing, subject only to normal deductions for outstanding property taxes, mortgage payoffs, and liens that must be satisfied to deliver clear title.
State-specific seller protections
Your state's real estate commission or attorney general's office provides consumer protections and complaint resolution resources if you believe a transaction has been handled improperly:
- Indiana: Indiana Real Estate Commission
- Ohio: Ohio Division of Real Estate & Professional Licensing
- Wisconsin: Wisconsin Department of Safety and Professional Services
- Tennessee: Tennessee Real Estate Commission
- Georgia: Georgia Real Estate Commission
Getting independent advice
Selling a home is a major financial decision. We encourage every seller to have the purchase agreement reviewed by an attorney or a trusted advisor before signing. We are happy to coordinate with your attorney, accountant, or family member at any point in the process. If you would like a copy of our standard purchase agreement to review in advance of an offer, call (901) 910-0101 and we will send it over.
Contact
Premium Cash Buyers
Grand Capital, LLC
6030 Daybreak Circle, Suite A150-117
Clarksville, MD 21029
(901) 910-0101 · info@premiumcashbuyers.com