Terms and Conditions

1. Overview

Premium Cash Buyers is a cash home buying service owned and operated by Grand Capital, LLC, a company registered in the State of Maryland. We are dedicated to helping homeowners across Indiana, Ohio, Wisconsin, Tennessee, and Georgia sell their residential properties quickly and fairly. We provide direct cash offers for homes in as-is condition, without requiring real estate agent involvement, seller-paid commissions, property repairs, or traditional listing processes. Our services are designed for homeowners facing a variety of situations including foreclosure, probate, inherited properties, divorce, relocation, landlord burnout, financial hardship, code violations, and other circumstances where a fast, certain sale is preferred.

2. Eligibility

To use our services and submit information through our website, you must meet the following requirements:

• You must be at least 18 years of age or the age of legal majority in your jurisdiction
• You must be the legal owner of the property or have documented legal authority (such as power of attorney, executor status, or court-appointed representative authority) to act on behalf of the property owner
• You must have the legal capacity to enter into a binding real estate purchase agreement in the state where the property is located
• If the property is jointly owned, all owners must consent to the sale before a binding agreement can be executed

By submitting property information, you represent and warrant that you meet these eligibility requirements. Premium Cash Buyers reserves the right to verify ownership and legal authority before proceeding with any transaction.

3. Information Accuracy

You agree that all information submitted to Premium Cash Buyers — including property details, contact information, ownership status, and condition descriptions — is accurate, current, and complete to the best of your knowledge. Our cash offers are based on the information you provide along with our independent market research and property evaluation. Inaccurate, misleading, or materially incomplete submissions may result in:

• Adjustment or withdrawal of any cash offer previously provided
• Renegotiation of terms if material discrepancies are discovered during due diligence
• Termination of a pending purchase agreement if the information materially misrepresented the property

We understand that sellers may not have complete knowledge of every property condition. We purchase homes in as-is condition and do not penalize sellers for conditions they were unaware of. However, we expect good-faith disclosure of known issues such as structural problems, environmental hazards, liens, title defects, pending litigation, and code violations.

4. Cash Offer Terms

Our cash offers are prepared based on current market conditions, comparable property sales in your local area, the property's condition, location, and local demand factors. Important terms regarding our offers:

• All cash offers from Premium Cash Buyers are free and carry no obligation — you are never required to accept
• Offers are non-binding until both parties execute a written purchase agreement
• Offers may be adjusted if a property inspection or title search reveals material conditions not previously disclosed or discovered
• Offers are typically valid for a specified period stated in the offer letter, after which they may be subject to revision based on market changes
• Premium Cash Buyers reserves the right to rescind any offer prior to the execution of a written purchase agreement
• Closing timelines, dates, and logistics are mutually agreed upon and documented in the purchase agreement
• Premium Cash Buyers covers standard closing costs including title insurance, escrow fees, and recording fees as specified in each individual offer

Each offer includes a written breakdown showing how we arrived at the offer amount, including comparable sales data and estimated repair costs. This transparency allows you to evaluate our offer with full information and compare it to other options.

5. The Selling Process

When you choose to sell your property to Premium Cash Buyers, the typical process includes the following steps:

• Property Submission: You provide basic information about your property through our website, phone, or email
• Offer Preparation: We research your local market, review comparable sales, and prepare a cash offer typically within 24 hours
• Offer Review: You receive a written cash offer with a detailed breakdown for your review — no obligation and no pressure
• Agreement Execution: If you accept, both parties sign a purchase agreement specifying the sale price, closing date, and terms
• Due Diligence: We conduct a title search and may perform a brief property walkthrough to confirm conditions
• Closing: On your chosen closing date, you sign the closing documents at a local title company and receive your cash payment via wire transfer or cashier's check

The entire process from initial contact to closing typically takes 14-30 days, though we accommodate longer timelines based on your needs. We handle all paperwork, title coordination, and closing logistics.

6. Communication Consent

By submitting your information through our website, calling our office, or texting our number, you expressly consent to receive communications from Premium Cash Buyers including:

• Phone calls to the number you provided, including calls made using automated dialing technology
• SMS/text messages regarding your property inquiry, offer status, and service updates
• Email communications including offer details, market information, and educational content
• Follow-up communications if you have not responded to a previous outreach attempt

You may opt out of communications at any time by texting STOP in response to any SMS message, clicking "Unsubscribe" in any email, or contacting us directly. Opting out of marketing communications will not affect transactional messages related to an active offer or purchase agreement. Message frequency varies. Standard message and data rates may apply.

7. Intellectual Property

All content on the Premium Cash Buyers website — including but not limited to text, articles, blog posts, graphics, photographs, videos, testimonials, logos, icons, page layouts, and software code — is owned by or licensed to Premium Cash Buyers (Grand Capital, LLC) and is protected by United States and international copyright, trademark, and intellectual property laws. You may not:

• Copy, reproduce, distribute, or republish any website content without prior written permission
• Use our trademarks, trade names, logos, or branding in any manner that suggests endorsement or affiliation without authorization
• Modify, create derivative works from, or reverse-engineer any portion of our website or services
• Use automated tools, scrapers, or bots to extract content or data from our website without permission

Limited use of our content for personal, non-commercial purposes such as sharing a blog article link or referencing our services is permitted with proper attribution. For media inquiries or content licensing requests, contact info@premiumcashbuyers.com.

8. User Conduct

When using our website and services, you agree not to:

• Submit false, fraudulent, or misleading property information or identity details
• Impersonate another person or entity, or falsely claim authority to sell a property you do not own
• Use our website to transmit any harmful, offensive, or unlawful content
• Attempt to gain unauthorized access to our systems, servers, or databases
• Interfere with the proper operation of our website or services
• Use our website for any purpose that violates applicable federal, state, or local laws or regulations

We reserve the right to refuse service, terminate accounts, and report suspected fraudulent activity to appropriate law enforcement authorities.

9. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Premium Cash Buyers disclaims all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties that the website will be uninterrupted, error-free, or free of viruses or harmful components
• Warranties regarding the accuracy, completeness, or timeliness of content on our website
• Warranties that our services will meet your specific expectations or requirements

While we strive to provide accurate market information and fair cash offers, real estate values are influenced by numerous factors beyond our control. Our offers represent our best assessment based on available data at the time of evaluation.

10. Limitations of Liability

To the maximum extent permitted by applicable law, Premium Cash Buyers, Grand Capital, LLC, and their officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to:

• Your use of or inability to use our website or services
• Any property sale that does not close or is delayed for any reason
• Loss of profits, revenue, business opportunities, or anticipated savings
• Loss of data or unauthorized access to your information despite our security measures
• Reliance on information provided on our website, including market data and property valuations
• Actions or omissions of third parties, including title companies, attorneys, or lenders
• Force majeure events including natural disasters, government actions, or pandemic-related disruptions

In no event shall our total liability to you for all claims arising from or related to these Terms or our services exceed the amount paid to you in your most recent completed transaction with Premium Cash Buyers, or $500, whichever is greater. Some jurisdictions do not allow limitations on implied warranties or liability for incidental or consequential damages, so the above limitations may not apply to you.

11. Indemnification

You agree to indemnify, defend, and hold harmless Premium Cash Buyers, Grand Capital, LLC, and their officers, directors, employees, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorney fees) arising from or related to:

• Your violation of these Terms
• Your submission of inaccurate or misleading property information
• Your violation of any applicable law or third-party rights
• Any dispute between you and a third party related to a property transaction

12. External Links

Our website may contain links to third-party websites, services, or resources that are not owned or controlled by Premium Cash Buyers. These links are provided for your convenience and informational purposes only. We do not endorse, monitor, or assume any responsibility for the content, privacy policies, terms of service, or practices of any third-party websites. We encourage you to review the terms and privacy policies of any third-party sites you visit through links on our website.

13. Dispute Resolution

In the event of any dispute, claim, or controversy arising from or relating to these Terms or our services, the parties agree to first attempt to resolve the matter through good-faith negotiation. If the dispute cannot be resolved through negotiation within 30 days, either party may pursue resolution through the following process:

• Mediation: The parties agree to participate in non-binding mediation before a mutually agreed-upon mediator prior to initiating any legal action
• Arbitration or Litigation: If mediation is unsuccessful, disputes shall be resolved through binding arbitration or litigation in accordance with the Governing Law section below

Any claim must be brought within one (1) year after the cause of action arises, or it shall be permanently barred. You agree that any dispute resolution proceedings shall be conducted on an individual basis and not as part of a class, consolidated, or representative action.

14. Modifications to Terms

Premium Cash Buyers reserves the right to modify, update, or replace these Terms at any time at our sole discretion. When we make material changes, we will update the "Last Updated" date at the top of this page. Changes become effective immediately upon posting to our website. Your continued use of our website or services after any modifications constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically. The latest version will always be available at premiumcashbuyers.com/terms.

15. Severability

If any provision of these Terms is found to be unenforceable, invalid, or void by a court of competent jurisdiction, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall continue in full force and effect. The invalidity of any single provision does not affect the validity of the remaining Terms.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Premium Cash Buyers regarding your use of our website and services. These Terms supersede any prior or contemporaneous agreements, communications, or proposals regarding the subject matter herein. Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and Premium Cash Buyers. A separate written purchase agreement governs the specific terms of any property transaction.

17. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Maryland, United States, without regard to its conflict of law principles. Any legal action or proceeding arising from these Terms shall be brought exclusively in the state or federal courts located in Howard County, Maryland. By using our website and services, you consent to the jurisdiction of these courts and waive any objection to venue.

18. Contact Us

If you have any questions, concerns, or feedback regarding these Terms and Conditions, please contact us through any of the following channels:

• Email: info@premiumcashbuyers.com
• Phone: (901) 910-0101
• Address: 6030 Daybreak Circle, Suite A150-117, Clarksville, MD 21029
• Hours: Monday through Saturday, 9:00 AM to 7:00 PM EST

We aim to respond to all inquiries within two business days.