How It Works - Sell Your House Fast in 3 Simple Steps
Premium Cash Buyers purchases homes for cash in 3 steps: (1) you submit your property details online or by calling (901) 910-0101, (2) we present a written cash offer within 24 hours, and (3) you choose your closing date — typically 14-30 days from accepted offer. There are no fees, no commissions, and no repairs required. We serve homeowners across Indiana, Ohio, Wisconsin, Tennessee, and Georgia.
Selling your house can feel overwhelming - but it doesn't have to be. At Premium Cash Buyers, we've helped hundreds of homeowners across the U.S. skip the headaches and sell their house fast, for cash. Whether you're facing foreclosure, dealing with an inherited property, or just want to sell your house as-is without costly repairs, our team is here to make it simple.
We're not real estate agents. We're trusted home buyers who offer a no-pressure, no-obligation process. From Indiana and Ohio to Georgia, Wisconsin, and Tennessee, we work with sellers in all situations - and we'll meet you where you are. Our cash offers are fair, fast, and come with zero commissions or hidden fees.
If you've been searching for "trusted local cash home buyer," you're in the right place. Explore how our 3-step process works below - and see why so many sellers trust us to get the job done quickly and stress-free.
Our Simple 3-Step Process
Step 1 - Tell Us About Your House
No Repairs. No Agents. No Pressure.
Start by giving us some basic information about your property — the address, current condition, and your reason for selling. You can reach us through our website form, a phone call to (901) 910-0101, or a text message. Everything you share is completely confidential and used solely to prepare your offer. There is no need to clean, repair, or stage your home before contacting us. We buy houses in every condition, from move-in ready to properties with significant structural issues, code violations, or deferred maintenance. Our team reviews your details and researches comparable sales in your local market to ensure the offer we present reflects fair value. Whether you are in Indianapolis, Memphis, Atlanta, or any of the 100+ cities we serve, this first step takes less than two minutes and puts you on the path to a fast, stress-free sale.
Step 2 - Get a Fair Cash Offer
Sell Your House As-Is. No Hidden Fees.
After reviewing your property details and analyzing recent comparable sales in your neighborhood, we present you with a no-obligation cash offer — typically within 24 hours of your initial contact. Every offer includes a written breakdown showing exactly how we arrived at the number, including the comparable sales data and our estimated repair costs, so you can evaluate the offer with full transparency. Unlike traditional real estate agents who charge 5-6% commission (per <a href="https://www.nar.realtor/research-and-statistics/quick-real-estate-statistics" target="_blank" rel="noopener">NAR data</a>) plus 2-3% in closing costs, our offers come with zero commissions, zero agent fees, and zero closing costs to you. The amount we quote is the exact amount you receive at closing. You are never pressured to accept — take the time you need to compare options, consult family, or speak with an attorney. On a $200,000 home, sellers typically save $14,000-$18,000 compared to a traditional agent sale by choosing our direct cash process.
Step 3 - Close on Your Terms
You Choose the Timeline. We Handle the Rest.
Once you accept our offer, you choose the closing date — as early as 7 days if you need to move quickly, or as far out as 60+ days if you need time to find a new place, finish a school year, or coordinate a move. Our team handles every detail from that point forward: opening escrow with a reputable local title company, conducting title searches, resolving any outstanding liens, preparing all closing documents, and coordinating with all parties involved. On closing day, you sign the paperwork and receive your full cash payment via wire transfer or cashier's check — no deductions, no last-minute surprises, and no bank approval delays. Between January 2023 and December 2025, more than 98% of accepted cash offers across our five service states closed at the originally agreed price (Premium Cash Buyers internal closing records; see methodology in our <a href="/disclosures#closing-rate" class="text-primary-600 hover:underline">seller disclosures</a>). The mechanism is simple: we have verified funds ready before we make an offer, and our purchase agreements never include a buyer-financing contingency that could collapse the deal.
Why Homeowners Love This Process
No listings or open houses
No repairs, staging, or showings
No commissions or hidden fees
Close on your terms, fast or flexible
Trusted local cash home buyers
Our 3-step process is built to be simple, fast, and transparent — especially for sellers who need a hassle-free alternative to traditional agents.We also buy vacant land and lots for cash.
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